Payroll program is a wage payment process made easy. It also allows the employees of the organization to enjoy special benefits on bank products and services.
Priorities for the organization:
- Minimization of cash transactions- will save your time related to procedures of salary payment;
- Safe and fast payment of salaries through simple transfer-every month you either present registry submission or accrue the salaries yourself through the internet banking on to the card accounts of the organization’s employees;
- Easy way to pay salaries to the employees being on a business trip –at any convenient time through a simple transfer you can accrue the salary or traveling expenses;
- Confidentiality of salary rates- taking into consideration the requests of the employees, the information related to salary rates is kept strictly confidential and protected.
Benefits for the Employees:
- Wide network of branches and ATMs-possibility to withdraw salary from 408 ATMs of the Bank of Georgia for 24 hours and be served at 143 service centers;
- Money protection- in case of the loss of the card, numerous flexible and diverse means for blocking it apply such as internet banking, telephone banking, sms bank, service center;
- Ability to use card not only in Georgia but also outside the country through millions of ATMs and POS abroad both on business trips or simply travelling;
- Ability to enjoy simplified and preferential terms on consumers’, auto and mortgage loans;
- Ability to use credit card;
- Ability to store your savings safely and get maximum of profit for them on term, accumulative, child, on-call and maxima deposits of the Bank of Georgia;
- Ability to use remote banking products- internet banking, mobile banking, SMS banking, direct debit, standing payment order.
Payroll Program service rates
| Type of Service |
Rate |
| Visa Electron/Cirrus Maestro (for employees) |
Free |
| Visa Classic/MasterCard Standard (for middle managers) |
Free |
| Visa Gold/ MasterCard Gold (for senior managers) |
Free |
| Card Validity |
2 years |
| Issuance of plastic card after the expiration of validity |
Free |
| Cash withdrawal from ATMs of Bank of Georgia |
0.2%, min. 0.20 GEL |
| Cashing in at service centers of Bank of Georgia |
0.6%, min. 0.50 GEL |
| Cash withdrawal from partner banks’ ATMs |
0.5%, min. 0.20 GEL |
| Cash withdrawal from other ATMs |
2%, min. 3 USD |
| Points of Service |
Free |
| Monthly service fee |
GEL 1 |
| Issuance of account statement |
Free |
| Credit Cards - Orange Card (up to 1 500 GEL) |
Free |
| Credit Card American Express Blue (up to 2000 GEL) |
GEL 25 |
| Credit Card American Express Green (up to 6 000 GEL or the equivalent in USD OR Euro) |
GEL 85 |
| Credit Card American Express Gold (up to 20 000 GEL equivalent in USD or Euro) |
GEL 180 |
| Overdraft (100% amount of salary) |
19% |
* Bank Republic, BTA BANK, HSBC Bank.
** TBC Bank, Liberty Bank