Business card / Payroll Program
Payroll Program

Payroll program is a wage payment process made easy. It also allows the employees of the organization to enjoy special benefits on bank products and services.

Priorities for the organization:

  • Minimization of cash transactions- will save your time related to procedures of salary payment;
  • Safe and fast payment of salaries through simple transfer-every month you either present registry submission or accrue the salaries yourself through the internet banking on to the card accounts of the organization’s employees;
  • Easy way to pay salaries to the employees being on a business trip –at any convenient time through a simple transfer you can accrue the salary or traveling expenses;
  • Confidentiality of salary rates- taking into consideration the requests of the employees, the information related to salary rates is kept strictly confidential and protected.

Benefits for the Employees:

  • Wide network of branches and ATMs-possibility to withdraw salary from 408 ATMs of the Bank of Georgia for 24 hours and be served at 143 service centers;
  • Money protection- in case of the loss of the card, numerous flexible and diverse means for blocking it apply such as internet banking, telephone banking, sms bank, service center;
  • Ability to use card not only in Georgia but also outside the country through millions of ATMs and POS abroad both on business trips or simply travelling;
  • Ability to enjoy simplified and preferential terms on consumers’, auto and mortgage loans;
  • Ability to use credit card;
  • Ability to store your savings safely and get maximum of profit for them on term, accumulative, child, on-call and maxima deposits of the Bank of Georgia;
  • Ability to use remote banking products- internet banking, mobile banking, SMS banking, direct debit, standing payment order.

Payroll Program service rates

Type of Service Rate
Visa Electron/Cirrus Maestro (for employees) Free
Visa Classic/MasterCard Standard (for middle managers) Free
Visa Gold/ MasterCard Gold (for senior managers) Free
Card Validity 2 years
Issuance of plastic card after the expiration of validity Free
Cash withdrawal from ATMs of Bank of Georgia 0.2%, min. 0.20 GEL
Cashing in at service centers of Bank of Georgia 0.6%, min. 0.50 GEL
Cash withdrawal from partner banks’ ATMs 0.5%, min. 0.20 GEL
Cash withdrawal from other ATMs 2%, min. 3 USD
Points of Service Free
Monthly service fee GEL 1
Issuance of account statement Free
Credit Cards - Orange Card (up to 1 500 GEL) Free
Credit Card American Express Blue (up to 2000 GEL) GEL 25
Credit Card American Express Green (up to 6 000 GEL or the equivalent in USD OR Euro) GEL 85
Credit Card American Express Gold (up to 20 000 GEL equivalent in USD or Euro) GEL 180
Overdraft (100% amount of salary) 19%

* Bank Republic, BTA BANK, HSBC Bank.

** TBC Bank, Liberty Bank